Because every buyer’s circumstances, goals and concerns are different, I feel the home buying process becomes more of a personal journey for each individual.
I hope the following information will help you begin the process of your Home Buying Journey. Contact me of you have any questions about a property for sale or about the home buying process.
First Step In The Process:
- Identify the reasons you want to buy a home: (Primary residence, Vacation home or Investment Property).
- What is the length of time you plan to own the home?
- What features of your new home are a “must have” to fit your lifestyle: (No. of bedrooms & baths, Pool, Outdoor kitchen, Lawn maintenance)?
- What features of a community will best match your lifestyle: (Golf course, Tennis, Boating, near Work or School)?
- We will meet to discuss all of your choices.
- We will devise a plan to begin your home buying journey together.
Second Step:
- Contact a Mortgage Broker & begin the loan process.
- I can recommend an experienced loan officer if you prefer.
- Loan Pre-approval is a “must have” before submitting an offer.
- And identifying a price range will save you time & frustration.
- Be ready to provide a minimum of: Dates of employment, Most recent -2, Most recent pay stubs, Asset information (vehicle, property, stocks, bank accounts) or if self employed – 2 years of Tax returns.
Third Step:
- I will research homes for you based on the criteria you have decided on.
- I will Email those homes to you for you to review.
- You can expect property information, available photos and available virtual tours.
- I will set up property tours for us to view the homes you are interested in seeing.
- When we find the right home for you, I will help you write up an offer.
Fourth Step:
- Buying real estate should be viewed as an investment.
- My job is to help you make a well information decision about that investment.
- In order to write an offer, we will need to discuss many things: (Most recent sales, The price you are willing to pay, The way you intend to finance the property, The seller’s disclosure, The association’s disclosure, The sales contract and much more.
- It is an involved process. But the process has a great result…your new home.
- I will be with you during this process and even after you close on your home. Please don’t hesitate to contact me with any questions before, during and after your home purchase.
